Staff Absence Insurance

Choose the staff to Insure

• Insure all staff or selected staff categories/members
• You can choose different levels of cover for different categories of staff (e.g. Teachers, TA’s, Caretakers etc)
• There is no limit to the number of different staff categories you can insure

Choose the daily benefit

• Teachers/Senior Leadership Team: claim from £80 to £300 per day
• Classroom/Office/Site Support Staff: claim from £30 to £300 per day
• The daily benefit can be different for each staff category

Choose the maternity cover

• Paternity & Adoption Benefit is included when Maternity Cover is included
• Maternity benefit can be a fixed lump sum of your choice or it can be based on net cost to the school
• Choose to have maternity paid in termly instalments or upon return to work
• Maternity cover can be excluded if you do not require it

Choose the stress cover

• Full stress cover (190 days) is included as standard in the SAS Policy
• If you would like to save money on your premium by reducing stress cover then you can choose from: no cover, 30, 60, 90, 120 day limited cover
• The stress cover can be different for each staff category

Choose endorsements

• Include ongoing sickness absences or pending maternity absences at inception
• Cover pre-existing conditions with our Policy Plus option
• Feel free to discuss any policy options with us that you may want to include