Building and Contents Insurance
Buildings and Contents Insurance for schools can be more complicated than it needs to be. SAS
provide straight forward cover tailored to the needs and responsibilities of schools. This policy
offers excellent value for money by working with SAS we will make sure that you obtain the best
cover at the best price.
Key features of our schools combined policy :
- Buildings based on 'reinstatement as new'
- Contents based on 'reinstatement as new'
- Business Interruption up to £2 Million
- Employers Liability up to £30 Million
- Public Liability up to £ 30 Million
- Governors Liability
- Professional Indemnity
- Personal accident
- Legal expenses
- School Money
- Off site activity inclusion option
- School / Other funds administered by you
Offsite Activity Insurance
This policy has been created (in conjunction with SAS customers and the NAHT)to provide schools
with the maximum cover with the minimum administration. Discounts are available to SAS Customers
and NAHT members.
It is easy to understand and easy to use. The cost of the premium is based on the number of pupils
it covers and there is no requirement to detail the trips the school undertakes.
- Annual policy - No cost per trip
- All journeys outside school – including sports
- Covers courses and conferences attended
- Claims support from SAS
- £5m medical expenses
- £2m personal liability
- 24-hour international assistance
- All school supervisors covered as standard
- No premium loadings for higher risk
activities including winter sports
- Personal belongings cover, money and personal accident cover
- Covers staff pre-visiting venues to
appraise suitability for trips
- No admin for each trip – all trips covered without notifying Insurers
- Onsite extension of cover available
Governors Insurance
In the event of legal action against Governors decisions/actions, Schools Advisory
Service have an excellent policy which includes the following cover.
- Wrongful Act
- Breach of Trust
- Breach of Warranty
- Neglect of Duty
- Free Defence of Claims
- Payment of Damages
- Unintentional Breach of Confidentiality
- Choice of Cover level, £250,000 to £5 million
- Protection of Governors and School employees acting as Governors Libel Slander
Computer Equipment Insurance
Computers are particularly vulnerable to theft and with the increasing reliance on IT within Education
the loss of equipment can severely impact upon the curriculum and school administration. We have a specialised
policy that ensures the best possible prices without compromising the level of cover provided.
Cover can include :
- Accidental Damage
- Fire, Flood, Theft, Perils
- Reinstatement of Data/Programs/Media
- Portable Equipment
Mini-Bus Insurance
Schools Advisory Service along with Mini Bus Plus have developed a comprehensive insurance product for
School Minibuses. This product covers the full use of the Minibus and provides the best level of cover
to Schools at the best possible price with minimum administration.
Listed below are brief details of cover :
- Comprehensive Motor Insurance
- European Wide Cover
- No extra charge for Green Cards
- AA Breakdown / Recovery available
- Uninsured Loss Recovery & legal expenses
- 24 hour, 365 days a year support & assistance
- Automatic cover for hire to other voluntary groups included
- No driver age restrictions, subject to legal entitlement to drive
- Underwritten by QBE